MORTGAGE AFFORDABILITY; WHAT CAN WE AFFORD TO BORROW?

The interest rate rises and cost of living crisis we are in is taking its toll on people’s quality of living.

We’re frequently seeing new clients that want to buy or move, completing affordability assessments with mortgage lenders to gauge how much they can borrow.

We then apply this borrowing to their budget planner, which looks at all their essential costs;

Planning to Leave a Family Legacy?

Impact of coronavirus (COVID-19) on Will making We are living in extraordinary times right now, in the grip of a global coronavirus (COVID-19) pandemic. Many people are concerned to ensure that their affairs are in order and that they have made a Will, which is one of the most important legal documents you can create […]

Sportsman Dinner 2019

It was that time of year again when Nigel Smith Director from A E Thomson Ltd had the annual Sportsman Dinner he arranges for local grassroots football and a selected charity.  This is the 4th Dinner that Nigel has raised with a total now of over £45,000 that has been used for a number of […]

Top 4 Tips for Good Tax Planning

What should I consider before the end of this tax year? The end of the 2019/20 tax year is fast approaching, and there are a number of valuable allowances and reliefs that will be lost if they are not used before the deadline

Retiring Abroad

Prior preparation is key for a smooth transition into your new life

Not Ready to Give Up Working and Retire?

Almost half of UK employees expect to work beyond the age of 65 When you picture yourself in your golden years, are you sitting on a beach, hitting the golf course or working behind a desk? Not ready to give up working and retire? For those who find adjusting to retirement difficult, the transition can […]

Protecting yourself from scams

Fraudsters are using sophisticated ways to part savers from their money Pension and investment scams are on the increase in the UK.

Back to the Future

Visualising what really matters to you is the key to the planning process Have you ever thought about writing a letter to yourself to describe your ideal future life, long-term life goals and the process of how to plan for them?