Self Employed Mortgages
Good news: If your salary and dividends are low, we can use your net profit to prove how much you earn.
18 self-employed people have explored their options in the last 7 days
94.8% got a decision in principle on the same day
84.8% of applications are through one of the main high-street lenders
Explore Your Options
- You will see which lenders will offer you the most favourable terms
- You are free to accept or refuse any offers
- No credit check required and no footprint on your credit report
Self-Employed Mortgage (Part 1)
Is it hard to get a mortgage if you are self-employed?
I want to say it’s not harder to get a self-employed mortgage, but it might be more confusing than if you were employed. That’s certainly the case if you’re looking to approach lenders yourself and go literally bank-to-bank – because your income can vary quite significantly across a couple of years as a sole trader, limited company, et cetera.
Plus, every lender in the market has a slightly different approach and different affordability calculators. A broker like ourselves understands that. We look at your accounts, your income and we go straight to the lender that is most suitable for you.