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We Get Mortgages For The Self Employed

64 Self Employed house hunters explored their options in the last 7 days

All trades and business types considered

We have helped people who have been declined recently

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Can I get a self employed mortgage?
Will you have a deposit?
Have you been Self Employed for at least one year?
Are you part of the Construction Industry Scheme?
Are you part of an LLP?
Do you use an accountant for end of year tax returns?
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We Get Mortgages For The Self Employed

64 Self Employed house hunters explored their options in the last 7 days

All trades and business types considered

We have helped people who have been declined recently

Explore Your Options

1 Step 1
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Self-Employed Mortgage (Part 1)

Adam Nunn and Jon Porter explain how the mortgage process works if you are self-employed. Episode one of two, recorded in February 2025.

Is it hard to get a mortgage if you are self-employed?

I want to say it’s not harder to get a self-employed mortgage, but it might be more confusing than if you were employed. That’s certainly the case if you’re looking to approach lenders yourself and go literally bank-to-bank – because your income can vary quite significantly across a couple of years as a sole trader, limited company, et cetera.

Plus, every lender in the market has a slightly different approach and different affordability calculators. A broker like ourselves understands that. We look at your accounts, your income and we go straight to the lender that is most suitable for you.

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