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Self Employed Mortgage
Adam Nunn and Jon Porter explain how the mortgage process works if you are self-employed.
Is it hard to get a mortgage if you are self-employed?
I want to say it’s not harder to get a self-employed mortgage, but it might be more confusing than if you were employed. That’s certainly the case if you’re looking to approach lenders yourself and go literally bank-to-bank – because your income can vary quite significantly across a couple of years as a sole trader, limited company, et cetera.
Plus, every lender in the market has a slightly different approach and different affordability calculators. A broker like ourselves understands that. We look at your accounts, your income and we go straight to the lender that is most suitable for you.
