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Home Mover Mortgage
Adam Nunn and Jon Porter are back to explain the home mover mortgage process.
What types of properties can be purchased as a home mover? What type of mortgage can I get as a home mover?
There are no real restrictions on the type of property you can buy. That will be subject to affordability, as normal.
Home movers are relocating, upsizing or downsizing. There are no real differences to mortgages for home movers compared with First Time Buyers – although certain lenders do have different affordability assessments and possibly criteria.
Of course, you do need to consider restrictions to your current mortgage. If you’re a next time buyer or home mover, you could have a mortgage in play at the moment. We need to assess the portability of that – whether that can be transferred to the new property.
We need to look at the affordability of moving to the new home and what penalties or restrictions there may be with your current lender.
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