Mortgage Ticking Time Bomb (as described by Martin Lewis)
In March 2020, the Bank of England made the decision to reduce the Base Rate from 0.75% to 0.10% to shield the UK economy from the effects of Covid-19.
Navigating UK Tax Bills with Bridging Finance and Second Charge Lending: Benefits and Risks
As the end of January 2024 approaches, many individuals and businesses in the UK find themselves facing the annual task of settling their tax bills. Image by 8photo on Freepik
Is a remortgage worth the hassle?
During a mortgage review it shouldn’t just be a case of checking what your existing lender is offering you and then comparing it to what other lenders might be able to offer you.
Mortgage Advice: Navigating the Path to Homeownership
Buying a home is a significant milestone for many individuals and families. It’s a momentous decision that involves various complexities, and one of the most critical aspects is securing the right mortgage. Here in the United Kingdom, where the real estate market can be intricate and dynamic, the value of seeking professional mortgage advice cannot […]
MORTGAGE AFFORDABILITY; WHAT CAN WE AFFORD TO BORROW?
The interest rate rises and cost of living crisis we are in is taking its toll on people’s quality of living.
We’re frequently seeing new clients that want to buy or move, completing affordability assessments with mortgage lenders to gauge how much they can borrow.
We then apply this borrowing to their budget planner, which looks at all their essential costs;